PaygateDeveloper documentation
400merchants.invalid_cursormerchants

The cursor is not an RFC 3339 instant

Returned by the implementation; no specification rule declares it yet.

This listing's cursor is a timestamp, and the value sent is not a valid RFC 3339 instant.

Why the API refuses

the cursor is not an RFC 3339 instant

What to do

Pass next_cursor back unmodified. Constructing one by formatting a date yourself is what produces this — the format is 2026-10-01T09:00:00Z, but relying on that is relying on an implementation detail.