This payment cannot start an attempt with this method

Three things are checked together: the method is in your tenant's enabled_methods, the payment's status is created, requires_action or failed, and expires_at is still in the future.

What to do

• Read the payment first. A succeeded, processing, canceled or expired payment is finished — create a new one rather than attempting again.
• If expires_at has passed, the payment is over even if its status still reads requires_action. Create a new payment.
• If the method is not enabled, offer only the methods the payment's own next_action and your dashboard list. Hard-coding a method list in the client is how this error reaches production.